FREE PLUMB TOOLS
Useful money math, without the noise.
Run quick estimates for your monthly budget, debt payoff, recurring subscriptions and emergency fund. No sign-up is required to use these web tools.
01 · DEBT
Debt Payoff Calculator
Compare estimated snowball and avalanche payoff timelines using balances, APRs and payments you enter.
Compare payoff methods →
02 · BUDGET
Monthly Budget Calculator
See how entered expenses compare with monthly take-home income and estimate what remains.
Build a monthly snapshot →
03 · RECURRING
Subscription Cost Calculator
Add recurring monthly subscriptions and see their combined monthly, annual and five-year cost.
Total recurring costs →
04 · RESERVE
Emergency Fund Calculator
Estimate a target from essential monthly expenses and compare it with the savings you enter.
Estimate a reserve target →
Plumb calculators provide estimates for educational and planning purposes only. Results depend entirely on the information entered and do not constitute financial, investment, lending, tax or legal advice.